The short answer: OptiAI® lets you assign chores and routines to each child, rewards completion with Chore Stars, and, if you switch it on, lets kids cash stars in for pocket money that you approve. Full Access is free; the One plan is $4.99/month or $49.99/year.
Chores and routines per child
Assign one-off or recurring chores and step-by-step routines to each child, on the same family calendar as everything else.
Chore Stars
Kids earn Chore Stars for finishing chores and routines, and for playing Family Games together.
Optional allowance
Kids' Money adds Save, Spend and Give jars, an allowance that adds itself, and chore pay. You approve payments. It is a family record; no real money moves through OptiAI.
Cash in stars, on your terms
Pick a rate and a weekly limit. Kids ask to cash in, and you say yes or "not now".
Kid-safe by design
A child with their own login sees only their own jars, goals and requests.
Screen-free game night
Family Games rewards time together: 12 games to play in the same room and 12 Long Play games across days.
Templates by age
Starter chores, routines, rewards and goals scaled to your child's age and your household's currency.
Routines that pay
Give a whole routine a small money value, added once each time it is finished, on top of its stars.
Link your child's own account
In the US and Canada you can link your child's own bank account, read-only, so Opti can show where the money goes. See Kids' Money.
What makes a chore app work for a family
- Kids can see their own list and tick things off themselves.
- Rewards are simple and visible, and parents stay in control of anything involving money.
- Chores live on the family calendar, not in a separate app nobody checks.
- It works for more than one child without mixing up their lists or money.
Chores, routines and money lessons in one place
Chores and routines run on the family calendar. Stars reward effort. When you are ready, Kids' Money turns that effort into a lesson in saving, spending and giving, with short money lessons suited to each age. For a break from screens, Family Games is built for playing together.
Why a visible reward system beats reminding
Asking three times is a systems problem, not a parenting failure. A visible structure shows a child what is expected, what it earns and how close the next reward is, which does most of the work verbal reminders used to do. Points or stars give a chore a payoff a child can picture, and a quick parent approval step keeps the system honest, so a box is not ticked for something that was not done.
Chart or points: what fits which age
Younger children tend to respond to something visual they can watch fill up, such as a chart. Older children and teens tend to prefer a flexible points system they can save and redeem for allowance or privileges. Many families end up wanting both as children grow, ideally in one place rather than two separate tools. With OptiAI you choose the rewards and whether stars can be cashed in, and you approve anything involving money.